Posted on March 20, 2023
Are you considering orthodontic treatment but are unsure if dental insurance is necessary? Do you worry about the cost of braces or clear aligners like Invisalign? Depending on the complexity of one’s case, rthodontic treatment can be costly, and dental insurance may help reduce some of the burden. According to the National Association of Dental Plans, over 75 % of Americans have dental insurance, 66% of which is private dental insurance. The necessity of dental insurance depends on a variety of factors, including the type of orthodontic treatment you’re seeking and the specific coverage of your plan. Read further to find out more.
The type of orthodontic treatment you choose will determine the cost and how much your dental insurance coverage may help. Braces and other traditional forms of orthodontic treatment are usually covered under most plans, but the cost of Invisalign is sometimes excluded. Additionally, some plans may require that patients meet certain coverage requirements before they can receive reimbursement.
Your dental insurance plan’s coverage will also determine how much it will help with the cost of orthodontic treatment. Generally, most plans cover up to 50% of the cost of braces or other forms of treatment. However, there may be a yearly or lifetime limit on the amount of coverage you can receive. Additionally, some plans may only cover certain types of braces, such as metal or ceramic ones.
Having dental insurance can help reduce the costs associated with orthodontic treatment. It may also cover some procedures that would otherwise have to be paid for out-of-pocket. On the other hand, there may be limits and restrictions on coverage that could make it difficult to get the treatment you need.
If you don’t currently have dental insurance, there are still options available to help pay for orthodontic treatment. Dental financing plans and loans are available through many orthodontic practices and will allow you to spread the costs of treatment over time. Such options may help cover the cost of Invisalign, braces, and various other treatments.
Dental insurance can provide some financial assistance for orthodontic treatments, but it isn’t always necessary. It depends on the type of treatment you need and the specifics of your plan’s coverage. If you don’t have dental insurance, alternative options such as loans or financing plans may help cover the cost of treatment.
Whatever your unique situation may be, Lineberger Orthodontics provides flexible, customized payment options that make orthodontic treatment a possibility for every budget! Ready to learn more? Call or text us today at 704.892.3300 to get your FREE Smile Consult on the books!